Posts Tagged ‘chronic disease’

Veterinary Pet Insurance (VPI) released the most common medical claims in 2013 among policyholders who own dogs or cats:

Top Dog Conditions Top Cat Conditions
1. Skin Allergies 1. Bladder or Urinary Tract Disease
2. Ear Infection 2. Periodontitis/Dental Disease
3. Non-cancerous Skin Mass 3. Chronic Kidney Disease
4. Skin Infection 4. Excessive Thyroid Hormone
5. Arthritis 5. Upset Stomach/Vomiting
6. Upset Stomach/Vomiting 6. Diabetes
7. Intestinal Upset/Diarrhea 7. Intestinal Upset/Diarrhea
8. Periodontitis/Dental Disease 8. Lymphoma
9. Bladder or Urinary Tract Disease 9. Upper Respiratory Infection
10. Soft Tissue Trauma (Bruise or Contusion) 10. Skin Allergies

VPI reveals its policyholders spent more than $66 million treating these conditions. Good thing their pets were insured!

 The cost of care for sudden or chronic disease can be overwhelming.
Protect your pet (and your wallet) with
 pet insurance.

Pet insurance

If your pet is healthy and active, you may not believe that insurance is necessary. But this is actually the best time to buy pet insurance. Here’s why:

*Will you get a telegram announcing that a pet emergency is on the way? No!
Pet injuries and accidents are often unforeseen, which means that your healthy, active pet could suddenly wind up in the emergency hospital with a treatment bill totalling in the hundreds or thousands of dollars. Wouldn’t you like to have help footing the bill? Of course you would!

*If your pet is diagnosed with a chronic illness, your insurance options will become limited.
Don’t count on pet insurance companies agreeing to cover pre-existing conditions. Most won’t. Get your pet protected before it develops disease, so that you’ll have help covering the costs of treatment.

Remember: although many illnesses and injuries are unpredictable, it’s a pretty safe bet that the longer your pet lives, the more likely it is to develop an illness — like kidney, liver, or heart disease. You don’t have to handle those long-term care expenses on your own — if you opt to insure your pet before it develops disease.

*Pet insurance premiums tend to be lower for young, healthy pets.
Who doesn’t want to save money these days? And you can opt for coverage for routine care items, such as vaccines, heartworm and flea control, spay/neuter surgery, and annual lab tests. Preventive care is an important part of keeping your pet healthy — and pet insurance can help you pay for that, too!

So where do you start?

Try these three companies, all licensed to insure pets in Virginia:

ASPCA Pet Health Insurance

Pets Best

Veterinary Pet Insurance

Brochures for all three companies are available at our clinic.

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Part of this article was originally published January 16, 2014.

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